What is Property Insurance?Property Insurance
Property Insurance can consist of
Property Owners
If you own a property, whether that be residential or commercial, and rent it out we can tailor a package to protect your assets. Cover is available for all tenant types and those hard to place properties with flood risks, non-standard construction, HMO, unoccupied, listed buildings, thatched roofs and more. We will tailor a package to your needs including covers such as Buildings, Landlords Contents, Loss of Rent, Terrorism and Malicious Damage. Whether this be one property or large portfolios we have the skills to put these together in a cost-effective package for your needs.
Business Travel
Should your business travel within the UK and abroad it is cost effective to put together an annual travel policy should anyone become ill, travel is cancelled, items are lost or stolen and more. Often extended personal travel cover is given for business owners if this is something you would like.
Engineering/Engineering Inspection
If you have items within your business that require statutory inspections an annual policy that pays for this to be done is extremely cost effective and takes away the stress of remembering to book each individual inspection. Cover can also be given for should you have machinery/computers that the business relies on and it breaks/is damaged including interruption cover for your business.
Legal Expenses
To protect your business against unexpected costly Legal Bills for items such as Employment disputes, Compensation awards, Property, Tax and more you can take out a cost-effective policy or extension to your package to cover these issues.
Directors and Officers Liability
If you have a Limited Company this is often an overlooked cover that can protect the Directors, Entity and Officers and more. It can be tailored to your requirements to include cover for Employment Practices, Pension Trustees Liability, Charities Trustees Liability and compensation awards that may be awarded as part of an ongoing dispute.
Cyber Insurance
In recent times, the threat of cyber attack on businesses has become more prominent so protecting your business against these attacks has become a necessity. Your Safe and Insured broker can advise you of the best forms of protection should you experience a cyber-attack.
Public Liability
Should a third party make a claim against your business for damage to their property or injury caused to them, public liability will protect your business against damage and legal costs that you may incur.
Employers Liability
If you employ any staff it is a legal requirement under the Employers’ Liability Act 1969 to have employers liability insurance in place. This covers your employees should they be injured or become ill as a result of their employment.
Property Owner InsuranceLandlord & Property Owner Cover
Why Choose Safe and Insured?
Our dedicated account managers will get to know your business inside and out to ensure that products provided offer the right level of cover for your business needs at a fair price.
We offer telephone, face-to-face or video call consultations.
We are a smaller brokerage, meaning we can dedicate more time getting to know you and your business, but still have access to the same providers as larger brokerages, giving us the same quoting power and even greater value.
Real people, local premises and no call centre queues.
Ready when you need us most.