This covers damage to material property belonging to the business insured caused by one of the following optional Specified Perils and Accidental Damage.
- Riot, Civil Commotion
- Malicious Dammage
- Earthquake and Subterranean Fire
- Escape of Water
- Impact by own and third party vehicles or Animals
- Subsidence or Ground Heave of any part of the site on which the premises stand and Landslip
- Cover can be extended to cover Terrorism Risks
Insurance cover to protect business income and/or increased cost of working following a material damage loss. Cover can be extended to cover book debts, which covers the cost of tracing and establishing how much your customers owe you and the amount of any unpaid debts following an insured loss.